HOW TO
APPLY
STEP 01
IDENTIFY YOUR ASSET
Identify your items of value that you would be willing to use as collateral for the loan. Common items that we accept include jewellery and watches but let us know about your asset and we’ll advise if we can lend against it.
STEP 02
GET IN TOUCH
Contact us. Our appraisers will assess the value of the items and determine how much we are able to loan you.
STEP 03
REVIEW THE LOAN AGREEMENT
Review and sign the loan agreement, which is usually provided to you in 24 hours. This will include the loan amount, interest rate, and repayment period. We will ensure that you understand all the terms before agreeing to the loan.
STEP 04
BENEFIT FROM YOUR FUNDS
When we are in receipt of your signed agreement we will make a bank transfer to your nominated account within one working day.
Once you have paid back the loan in full, you can arrange to collect your collateral from us or have the items delivered to you. If you are unable to repay the loan, we may sell your collateral to repay the outstanding balance on the loan.
If you are having difficulty repaying your loan contact our Team to discuss the options open to you.